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Two insurance states change the rules. What your supplement strategy needs now.
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Insurance regulators move fast; shops must follow faster
Monday, August 24 · #77
~1 min read
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Good morning, {{firstName}}.

Washington's insurance commissioner just overhauled claims handling standards effective October 18. California's storage fee rules are under revision. Both matter to your bottom line.

INSURANCE

1. Washington insurance commissioner overhauls claims handling rules

Washington state's insurance commissioner adopted extensive new standards for how insurers handle claims, effective October 18. The changes cover timelines, documentation, and dispute resolution. Your estimators and service writers need to know what triggers compliance flags in denials and supplements.

Mark says: Read the full rule by mid-September and brief your estimating team on new denial patterns you'll see from Washington carriers.

Source: Repairer Driven News →

INSURANCE

2. California BAR revises storage regulation proposal again

The California Bureau of Automotive Repair issued a second modified proposal on storage fees charged by repair shops in response to state regulatory concerns. Public comment is now open. This directly impacts your shop's ability to charge for vehicle storage and how you bill for it.

Mark says: If you operate in California, submit comment or flag the proposal for your CPA before the comment window closes.

Source: Repairer Driven News →

INDUSTRY

3. Mitchell: BEV-to-ICE repair severity gap hits record low

Mitchell's Q2 data shows the cost gap between repairing battery electric vehicles and gas vehicles narrowed to its lowest level on record in both the U.S. and Canada. BEVs are becoming less expensive to repair relative to traditional vehicles. This shifts supplement strategy and market positioning.

Mark says: Use this data to defend BEV repair estimates when insurers push back; severity parity is now documented.

Source: CollisionWeek →

INDUSTRY

4. Collision repair M&A slows; smaller PE platforms accelerate

Focus Advisors reports fewer acquisitions in H1 2026 but more active buyers entering the market. Smaller private equity-backed platforms are growing five to seven times faster than the Big Four consolidators. EBITDA multiples on premium assets remain firm despite slower deal volume.

Mark says: If you've been approached by a large consolidator, expect slower deal timelines and more competitive bids from smaller platforms.

Source: CollisionWeek →

INSURANCE

5. Allstate opens 33,000-sq-ft claims training campus in Dallas

Allstate Claims University launched Aug. 13 to train 23,000+ claims professionals on real-world damage assessment. The emphasis on hands-on labs and immersive scenarios signals insurers are investing heavily in adjuster skill development. Expect more nuanced damage evaluations and tighter scrutiny of supplement justification.

Mark says: When Allstate-trained adjusters inspect your estimates, anticipate tighter secondary damage calls and faster DRP renegotiation requests.

Source: CollisionWeek →

Getting hit with supplement denials from Washington or California carriers? Run a denied claim through our free Calibration Denial Audit. We'll pull the OEM bulletin or state regulation and send you a rebuttal in 60 seconds.

Get a free audit →
📬 Hit reply. Reply: which claim rule under the new Washington standards are you most likely to throw at your next State Farm or Allstate supplement denial?

📤 Know a shop that should read this?

One forward could save them three hours of denial fights this month.

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Published by Absolute ADAS. Mark Fowler, owner. Mobile ADAS calibration in Western Washington. 50,000+ calibrations on the floor.

👀 Tomorrow: California BAR's storage fee comment window closes fast and Washington's new claims rules hit shops October 18, we'll have the compliance checklist.
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