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Two states, two directives reshaping how shops estimate and source repairs this quarter.
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Field Notes, Threshold Pressure
Friday, June 26 · #38
~1 min read
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Rhode Island's 85% total loss threshold bill heads to the governor this week. Meanwhile, BMW is expanding its restricted parts list across more models. Both moves signal the same pressure: insurers and OEMs are narrowing the repair window.

FIELD

1. Estimate compliance just got tighter on two fronts

Rhode Island legislature sent bills to the governor raising the total loss threshold from current levels to 85%. Simultaneously, BMW expanded restricted parts eligibility to 3 Series and other models, requiring certified repair centers to source OEM components rather than aftermarket alternatives. Both moves compress the margin between when a car gets totaled and when shops can still control the repair process.

Source: Field Notes →

DM me 'audit' on LinkedIn. I'll review your last 3 denied calibrations and write the OEM-cited justification that flips them. Free. No pitch.

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📬 Hit reply. Reply: has BMW's restricted parts list changed what you're writing on 3 Series estimates this month, and is any carrier pushing back?

📤 Know a shop that should read this?

One forward could save them three hours of denial fights this month.

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Published by Absolute ADAS. Mark Fowler, owner. Mobile ADAS calibration in Western Washington. 50,000+ calibrations on the floor.

👀 Tomorrow: watch Rhode Island's governor desk for signature timing on the 85% threshold bill while BMW's certified network scrambles on 3 Series parts sourcing.
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