Aptiv ran hard today after posting earnings that beat expectations, while LKQ quietly kept sliding deeper into its rough year.
Data via Yahoo Finance
🎯 Carrier of the Week
Nationwide
Nationwide's calibration cuts follow a predictable pattern
What they're cutting
Denying pre- and post-scan as included in the labor operation, not standalone line items
Cutting sublet calibration invoices down to internal rate guides, ignoring equipment and overhead costs
Challenging R&R time for components that must be removed to access calibration targets or mounting points
Rebuttal that's flipping it
OEM procedures for virtually every ADAS-equipped vehicle list scanning and calibration as discrete, required operations with their own documented steps, not incidental to any repair labor. I-CAR's position is consistent: if the OEM says do it, it's a required procedure, and the repairer is entitled to be paid for it.
▶ Play this weekPull the OEM repair procedure page that lists the calibration as a required post-repair step, attach it to your supplement with the sublet invoice, and send it to your Nationwide adjuster with a one-line note: 'OEM-required procedure per attached doc
Good morning, {{firstName}}.
Two major states are reshaping insurance appraisal rules this week, and a new industry report confirms what you already know: ADAS calibrations and parts inflation are eating into margins across the board.
INSURANCE
1. Texas and Illinois move on insurance appraisal rules
Texas held a public hearing Tuesday on right-to-appraisal requirements; Illinois Gov. Pritzker plans to sign bills giving the state authority to review auto insurance rates. Both moves expand shop leverage in supplemental disputes. Illinois's rate review bill is the bigger shift: it opens state oversight of insurer pricing, which may force better estimate compliance and faster approvals.
Mark says: File these state actions in your legal folder now; brief your CSRs on appraisal rights before Friday.
2. Enlyte report: calibrations and parts inflation drive claim complexity
The 2026 Envision Trends Report flags ADAS calibrations and parts shortages as top cost drivers in collision claims. Enlyte's data confirms cycle times and supplement rates are climbing faster than labor rates. This is not speculation. The numbers show where insurers will push back hardest this year.
Mark says: Print this report; cite it in every calibration supplement and parts delay letter to carriers.
3. GM expands collision app; now auto-launches for minor incidents
GM's Collision Assistance app now launches on its own for minor crashes that don't trigger OnStar, pushing customers directly to certified GM shops. The feature is live and expanding. This is channel control: GM is routing claim work away from independent shops and toward its network.
Mark says: Track which brands roll out auto-dispatch apps; build your own direct-to-shop texting or chat before they control customer flow.
4. CCC report reveals EV claims trends and repair economics
CCC's latest report shows EVs now represent 3.7% of claims volume, with distinct repair and cycle-time profiles. Calibration demand for EV camera systems is rising, but parts supply and technician availability remain tight. This is a forward signal: EV mix will accelerate your ADAS and calibration workload.
Mark says: Review your EV diagnostic and calibration throughput now; budget for staff and equipment before Q4 volume hits.
5. New York auto insurance reform targets 10% rate cuts
Gov. Hochul's new insurance reforms include fraud prevention measures and rate caps meant to deliver 10% savings for drivers. Lower rates typically mean tighter estimate scrutiny and more carrier denials on supplements. The move is popular politics, but it will tighten claim approvals.
Mark says: Expect New York carriers to deny more supplements on calibration and parts work; document OEM requirements in every estimate now.