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State Farm's 80-year reign ended. Here's what the shift signals for collision shops fighting denials.
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Field Notes, Market power moves
Friday, May 29 · #18
~1 min read
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Markets
Mobileye$10.41+2.46%YTD -0.29%
Aptiv$63.67+2.86%YTD -16.32%
Tesla$442.10+0.40%YTD -1.69%
Nvidia$214.25+0.78%YTD +14.88%
LKQ Corp$27.29-0.55%YTD -9.64%
ADAS names led the day with Aptiv up nearly 3% and Mobileye close behind, while LKQ was the lone red ticker in the group.
Data via Yahoo Finance
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State Farm lost the #1 auto insurer spot for the first time since World War II. Progressive is now writing more policies. That's not just insurance news-it changes who's negotiating your repair estimates.

FIELD

1. Progressive overtakes State Farm as largest auto insurer

State Farm's dominance ended this month. Progressive now holds the #1 position on a 12-month basis. What I'm seeing: when the biggest player shifts, approval thresholds and negotiation leverage change with it. Shops that have tuned their estimates to State Farm's denial patterns will need to watch Progressive's moves closely. New market leader often means new pressure points.

Source: Field Notes →

DM me 'audit' on LinkedIn. I'll review your last 3 denied calibrations and write the OEM-cited justification that flips them. Free. No pitch.

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📬 Hit reply. Reply: has Progressive changed how they're handling your calibration approvals in the last 60 days?

📤 Know a shop that should read this?

One forward could save them three hours of denial fights this month.

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Published by Absolute ADAS. Mark Fowler, owner. Mobile ADAS calibration in Western Washington. 50,000+ calibrations on the floor.

👀 Tomorrow: Progressive is the new top dog so we're tracking how their ADAS labor line approvals compare to State Farm's across shops we monitor.
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